Roofing Contractors are a dime a dozen. We all offer to work it out with insurance and then do the work that gets approved. Some do great work and are reputable. Some smoke crack regularly. They all know how to act as salesmen, so weeding out the ones you don’t want can be a little difficult.
You will choose one, but their value will only be calculable once the dust settles. Three factors will ultimately determine the quality of the service.
- Â What will your experience be like?
- How capable are we at presenting your loss to the insurance company?
- What quality of material and construction methods do we utilize?
We try to provide an update typically once a week – even with there is nothing to update. We can do our work behind the curtain, leave passive updates, or reach out directly to keep you in the loop.
You should feel oriented with the process, what is next, when you need to act, and how favorable your chances of getting everything approved are.
You won’t need to do much after filing the claim. If there is something actionable for you to do, we will let you know.Â
We are reachable 7 days a week during waking hours. Your calls and messages should always be returned in less than 24 hours.
We genuinely want to help your family and maximize your situation. We are excited for our clients when their claim gets approved.
How Capable is your Contractor?
What others don’t tell you is that they don’t know how to perform any of the work themselves. They contract the work out to subs. Most are just salesmen seeing if an insurance company will buy your roof without demonstrating anything.
When insurance says no, they move on. We actually get a lot of work where we are tasked with cleaning up after someone else or trying to make a viable repair after another contractor ran off with some of the insurance money.
The contractors with whom we have worked also don’t know much about insurance policies, building codes, laws, or customer service. Not all of them, but many.
We know this because our adjusting experience included time working with most of our competitors at some point. We were, and remain, who they go to when they hit a dead-end in a claim.
As you may have found in our post about the origins of Steel Image, our company is the re-brand of Trimmell Construction – originally a brick and block masonry contracting company that has been serving central Indiana since 1963. Us kids grew up fetching tools and plugging our ears on job sites.
Our people all have at least 5 years in construction services and 3 years in insurance adjusting. We all climb roofs, inspect them by hand and can diagnose issues or install them. Some carry engineering degrees, some are drone pilots, some have flipped houses.
None of us smoke crack… just to clarify.Â
What Quality of Repairs Will You Get?
You are not the first person to discover this whole “roof for the price of your deductible” opportunity. However, the presentation of your loss to insurance, and the product that gets installed later are as varied as someone offering to sell you a “red car” with no other details.
Those details determine your chance of winning, and what you win.
What gets presented to insurance is always the maximum amount that will get repaired. Typically, ex-adjusters or public adjusters are a bit better than contractors at presenting the claim.
Our company utilizes a team of individuals with years of experience in both construction and insurance adjusting. We cannot represent you or argue the details of your insurance policy as a public adjuster can, but 95% of working out a claim doesn’t require either of those things.
Most of the presentation pertains to the facts surrounding what you have lost, the proper repair, and the cost of those two things. Once those facts are established, the argument as to whether they are covered by insurance is almost always settled.
Experts can prove loss effectively and with repeatable success.
If you have questions about how this may apply to your build, reach out to us over the on contact page. Even if we can’t directly help with your claim we can likely help.