Insurance Claim Appraisal

Hire us to re-appraise the value of your claim without doing the repair work.

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 What is an insurance claim appraisal?

An insurance claim appraisal allows you to remove an uncooperative insurance company from the conversation and bring in third-parties to settle the cost to repair your property.

Claim appraisals are extremely effective against insurers who are not cooperating. Few contractors, and even fewer property owners, know that appraisal is an option built into most insurance policies to settle disagreements.

Whereas a typical real estate appraisal determines the value of your property from top to bottom, only the amount of loss suffered from the claim event is tallied during an insurance appraisal.

The process


Loss Review

We study the available evidence to determine if an appraisal is appropriate.

Submit Demand

A demand letter is created when filling out our paperwork and sent insurance.


We investigate your loss on-site with the insurance company’s appraiser.

Award Filed

We render agree on a new claim total or bring in a third appraiser to settle it.


Payment Issued

We submit an invoice for our time and expense after insurance pays you.

Helpful Appraisal Facts

  • Appraisal is meant to be a last resort to avoid court or giving up on your claim.
  • Appraisal is a great way to get your full repair bill covered when insurance tries to haggle.
  • It is not a legal proceeding. The rules are written into one paragraph in your policy.
  • Every insurer treats appraisal differently. Some refuse to participate and must be forced.
  • The process regularly takes 1-6 months and is typically put on hold during winter months.
  • Only the property owner can hire an insurance loss appraiser.
  • Awards are final. If it does not go favorably, the claim is dead.
  • Insurers typically hire appraisers who think like they do.
  • The insurer will often try to refuse, ignore, or talk you out of appraisal with scare tactics.
  • Payment for the awarded amount is not guaranteed. Some awarded items may not be insured.

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